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Tuesday, May 6, 2025

Top Finance Apps With Affiliate Opportunities

 Affiliate marketing in the finance niche is a smart way to monetize your content, especially if you're already writing about budgeting, saving, investing, or financial tools. Many leading finance apps offer affiliate programs, and some of them pay recurring commissions—making them an attractive passive income stream.

In this post, I’ll walk you through top finance apps with affiliate opportunities and why I recommend each for creators, bloggers, influencers, and marketers.


1. Personal Capital (Now Empower)

Why I recommend it: Empower offers a popular suite of personal finance tools like net worth tracking, retirement planning, and investment monitoring. Its affiliate program pays high commissions (up to $100 per qualified lead), making it one of the best-paying finance affiliate options.


2. Acorns

Why I recommend it: Acorns is ideal for beginner investors, with features like automated round-up investing. Their affiliate program is managed through platforms like Impact and offers competitive commissions and frequent bonus opportunities.


3. Credit Karma

Why I recommend it: Credit Karma is widely used for free credit score tracking and financial product comparisons. Their affiliate program allows partners to earn from referrals that result in sign-ups or financial product actions, like credit card approvals.


4. Rocket Money (formerly Truebill)

Why I recommend it: Rocket Money helps users cancel unwanted subscriptions, manage bills, and track spending. Their affiliate program is a great fit for personal finance blogs, with a healthy commission per signup.


5. M1 Finance

Why I recommend it: M1 combines investing, borrowing, and banking in one app. It’s perfect for content creators focusing on long-term wealth building. Their affiliate program pays per funded account and often offers seasonal promos for affiliates.


6. Webull

Why I recommend it: A commission-free trading app popular with beginner and intermediate investors. Webull offers affiliate deals through platforms like Impact, with bonuses for new funded accounts and trades.


7. Stash

Why I recommend it: Stash is beginner-friendly and combines banking with investing. Their affiliate program offers payouts for funded accounts and works well with an audience that's new to finance.


8. SoFi

Why I recommend it: SoFi offers loans, banking, and investing—all in one platform. Their affiliate program includes different commission tiers for different products, such as personal loans, mortgages, and investing accounts.


9. Robinhood

Why I recommend it: A leader in commission-free investing with mass appeal. While Robinhood doesn’t have a traditional public affiliate program, they occasionally run private referral or influencer programs—worth keeping on your radar.


10. Greenlight

Why I recommend it: Greenlight is a family-focused financial app that teaches kids money skills through debit cards and budgeting tools. Their affiliate program is well-paying and unique if you have a parenting or family finance niche.


11. Mint (Now Merged into Credit Karma)

Why I recommend it: Although Mint as a standalone app is sunsetting, its features have been rolled into Credit Karma. Still, the Credit Karma affiliate program benefits from Mint’s strong brand recognition.


12. YNAB (You Need A Budget)

Why I recommend it: YNAB is beloved by serious budgeters. Their affiliate program offers a commission for each referral who signs up for a paid plan—ideal if you cater to people serious about managing money.


13. Tally

Why I recommend it: Tally helps users manage and pay off credit card debt efficiently. With many Americans facing credit debt, this app offers a helpful service and a high-earning affiliate opportunity.


14. Chime

Why I recommend it: A modern, fee-free mobile banking solution. Chime affiliates earn commissions for each new account opened via referral. It’s well-known and trusted, which makes conversions easier.


15. Fundrise

Why I recommend it: A real estate investing platform that’s beginner-friendly. Their affiliate program is perfect for finance bloggers focused on passive income and investment diversification.


16. Betterment

Why I recommend it: One of the original robo-advisors, Betterment offers managed portfolios. Their affiliate program offers a strong commission per funded account and is trusted by serious investors.


17. Qapital

Why I recommend it: Qapital uses automated rules to help users save and invest without thinking about it. Its creative interface appeals to millennials and Gen Z, and the affiliate program pays well for referrals.


18. Digit (Now part of Oportun)

Why I recommend it: Digit automatically saves and invests money based on your spending habits. Their affiliate program remains active under Oportun and is suitable for savings-focused content.


19. Public

Why I recommend it: A socially focused investment platform. Public allows users to see what others are investing in. Their affiliate program targets younger investors and pays per new funded account.


20. Honeydue

Why I recommend it: A finance app designed for couples to manage joint budgets. Their affiliate opportunity is unique for relationship-based blogs or YouTube channels.


Final Thoughts

If you're in the finance niche—or even tangential areas like parenting, lifestyle, or travel—these finance apps can serve both your audience and your income goals. I recommend choosing affiliate programs that genuinely align with your values and the needs of your audience.

Pro Tip: Sign up through affiliate platforms like Impact, ShareASale, PartnerStack, or CJ Affiliate to manage several of these programs in one place.

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