50 Finance Planners for Couples Managing Money Together

 Managing finances as a couple can be both exciting and challenging. From setting joint goals to tracking expenses and savings, effective communication and planning are essential for financial harmony. Whether you're newly married, living together, or just combining your finances, a finance planner can help you keep track of your finances, make informed decisions, and work towards your shared goals.

In this article, we've curated 50 finance planners for couples that will help you streamline your finances, track shared expenses, manage debt, and plan for your future together. Whether you prefer a digital tool, a physical planner, or a combination of both, there’s a planner on this list to suit your financial planning style.

Paper Planners for Couples

1. The Couple's Financial Planner

   • A customizable planner with sections for budgeting, savings goals, monthly expenses, and a long-term financial plan tailored for couples.

2. The Financial Freedom Journal by Ruth Soukup

   • A journal designed to help couples pay off debt, save money, and set joint financial goals, with ample space to track your progress.

3. The Budget Mom’s Financial Planner for Couples

   • Created by Kumiko Love, this planner is ideal for couples who want to get on the same page with budgeting and managing money.

4. Dave Ramsey’s Financial Peace Planner

   • A planner to help couples navigate the steps to financial freedom, including paying off debt and setting a savings plan.

5. Clever Fox Budget Planner

   • A finance planner with sections to track your income, expenses, savings, and debt. It includes a special section for couples to plan and work together on their finances.

6. The Financial Harmony Planner

   • A comprehensive guide to helping couples build a strong financial foundation. This planner covers budgeting, saving, investing, and long-term goals.

7. The Love and Money Planner

   • A romantic yet practical financial planner to help couples discuss money matters, set goals, and keep track of their spending.

8. Debt-Free Planner for Couples

   • A dedicated planner to help couples prioritize debt repayment and build wealth together. It includes debt payoff trackers and savings charts.

9. Smart Couples Money Planner

   • A budgeting tool that encourages communication between partners. It helps couples create a spending plan, track progress, and set joint financial goals.

10. Joint Financial Planner by Good Financial Cents

    • This planner offers specific pages for couples to track joint income, savings, and debt. It also includes goal-setting pages for long-term financial plans.

11. Financial Goals for Couples Planner

    • Focused on goal-setting, this planner helps couples align their financial priorities, track progress, and set actionable steps toward shared dreams.

12. His and Hers Budget Planner

    • A budget planner designed for couples to track individual and joint finances, expenses, savings, and future goals.

13. Couple's Monthly Budget and Savings Planner

    • A sleek and minimalist planner to help couples plan monthly budgets, track expenses, and save for future goals.

14. Money Management for Couples Planner

    • A step-by-step guide for couples looking to manage their money together. It covers budgeting, debt management, and savings.

15. The Marriage Money Planner

    • A finance planner focused on helping married couples work together to create a solid financial plan, set joint goals, and manage their assets.

16. Partner Financial Planning Journal

    • A comprehensive journal to help partners create a long-term financial vision and break it down into smaller, manageable steps.

17. Couple's Budgeting Workbook

    • This workbook provides actionable worksheets to help couples track their spending, set goals, and track progress toward their financial aspirations.

18. The Couple's Money Binder

    • A binder that couples can use to organize their finances, track their budget, and set financial goals together. It includes printable budget sheets, trackers, and checklists.

19. The Financial Wellness Planner

    • A holistic planner that combines financial health with emotional well-being, designed for couples to manage their finances while keeping their relationship strong.

20. The Wealth-Building Planner for Couples

    • Focuses on helping couples build wealth together through savings, investments, and paying down debt, with plenty of space to track progress.

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Digital Finance Planners & Apps for Couples

21. You Need A Budget (YNAB)

    • YNAB is a budgeting tool that helps couples prioritize their spending, set goals, and track their progress. It’s available on both desktop and mobile devices, making it easy for couples to access anytime.

22. Mint

    • A free app that allows couples to sync their financial accounts, track expenses, set budgets, and monitor their net worth together.

23. EveryDollar

    • Developed by Dave Ramsey, EveryDollar helps couples budget their money and track their spending easily. The app syncs accounts, provides a visual breakdown of income, expenses, and goals.

24. GoodBudget

    • A digital envelope budgeting app that enables couples to plan and track shared expenses, set goals, and stay on the same page with finances.

25. Tiller Money

    • Tiller offers automatic tracking of your finances through Google Sheets or Excel. Couples can customize their budget, track shared expenses, and calculate net worth together.

26. Zeta

    • Zeta is a personal finance app specifically designed for couples. It allows partners to track their shared bank accounts, savings, and spending, all in one place.

27. Fudget

    • A simple, no-frills budgeting app for couples who want to keep track of their finances together. It’s easy to use and helps couples plan expenses efficiently.

28. Spendee

    • A visually appealing app that helps couples track their spending, manage joint accounts, and set goals. It also provides visual breakdowns of finances.

29. PocketGuard

    • A budgeting app that tracks your spending and shows you how much disposable income you have left after paying bills and savings goals.

30. Wealthica

    • Ideal for couples who want to track their investments and net worth, Wealthica helps you connect various financial accounts and monitor your wealth growth together.

31. Simplifi by Quicken

    • A modern finance tool that helps couples track and manage their budget, set goals, and track shared spending in real-time.

32. Honeydue

    • Honeydue is a finance app made for couples to track joint spending, create budgets, and monitor upcoming bills. It allows both partners to collaborate easily.

33. Toshl Finance

    • A budgeting tool that helps couples track their spending, set up shared budgets, and set goals. The app offers both free and premium options.

34. Wally

    • A budgeting and finance app that helps couples keep track of their shared finances, expenses, and savings goals. It offers both manual and automatic tracking features.

35. Clarity Money

    • This app helps couples track their spending and set financial goals, offering suggestions to save and optimize your finances together.

36. Mvelopes

    • A budgeting app that uses the envelope method for couples to allocate funds to specific spending categories, ensuring that money is spent wisely.

37. Divvy

    • A budgeting and expense management app tailored for couples to track shared bills and expenses, offering real-time financial monitoring.

38. Budge

    • A simple app for couples to track their expenses, categorize their spending, and set financial goals in a collaborative environment.

39. Personal Capital

    • A personal finance tool that provides couples with detailed insights into their investments, spending, and net worth.

40. Buxfer

    • A platform that helps couples track their finances and manage budgets together, providing a shared financial view and collaborative goal setting.

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Other Resources for Couples Managing Finances

41. Couples Finance Tracker

    • A downloadable printable tool that couples can use to track income, expenses, debts, and savings goals on a monthly or yearly basis.

42. The Budgeting Toolkit

    • A comprehensive budgeting kit designed for couples to manage joint and individual finances, featuring worksheets, trackers, and financial planning tips.

43. Joint Financial Goal Setting Workbook

    • A workbook to guide couples through the process of setting joint financial goals, breaking them down into actionable steps.

44. The Family Finance Journal

    • A simple journal that helps couples with children manage their finances, including sections for budgeting, expenses, savings, and debt management.

45. Home Budget Planner for Couples

    • A home-focused budget planner that helps couples track household expenses, utilities, and other shared costs.

46. The Smart Couple’s Financial Guide

    • A financial resource for couples who want to get serious about saving, investing, and managing their money together.

47. Marriage and Money Planner

    • A financial tool that helps couples work through discussions about money, set shared goals, and manage their assets and liabilities.

48. Money Talks Workbook for Couples

    • A comprehensive workbook designed to help couples have open and productive conversations about finances, track their financial health, and set future goals.

49. Budgeting for Two Guidebook

    • A step-by-step guide to help couples build a budget that works for both partners. It includes templates for joint expenses, income, and savings.

50. Couples Financial Planning Handbook

    • A practical guide to financial planning for couples, helping them establish financial goals, create budgets, and track their progress over time.

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Conclusion

Whether you prefer using a paper planner, a digital tool, or a combination of both, there are plenty of options available to help couples manage their finances effectively. With the right planner, you can create a budget, track expenses, set financial goals, and strengthen your financial partnership. By working together, you can take control of your financial future and build a solid foundation for the years to come.

Choose a planner or tool that fits your financial goals, and start working towards financial harmony today!